PROTECTING THE FUTURE
FROM OUR BELOVED FAMILIES
We are an agency specializing in life and health insurance, dedicated to the unique needs of each family in our community.
We are prepared to guide you through the intricate web of the insurance world, making it easier to choose the best options to ensure a prosperous future for your family.
Our wish is to see them prosper!
Register today!
We will periodically send you newsletters full of valuable information that you will surely find useful.
Insurance policies will depend primarily on the age, budget, and lifestyle of each individual.
Medicare
Original Medicare
Medicare is the government health insurance program in the United States for people over 65 years of age .
Some people under 65, such as the disabled, those with permanent kidney failure, or amyotrophic lateral sclerosis, may also be eligible for Medicare.
However, it's important to note that Medicare doesn't cover all medical or long-term care expenses. Learn about the costs here : https://www.medicare.gov/publications/11579-medicare-costs.pdf
Medicare consists of four parts:
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Part A, which provides hospital insurance
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Part B, which helps pay for medical services not covered by Part A
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Part C, known as Medicare Advantage, allows beneficiaries of Parts A and B to receive medical care through a provider organization, such as an HMO. Additionally, there is Medigap, a supplemental Medicare insurance policy that helps cover expenses not covered by Original Medicare, such as co-payments, coinsurance, and deductibles.
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Part D provides coverage for prescription drugs
Medicare Advantage
To qualify for Medicare Advantage, you must first enroll in Medicare Parts A and B and pay the monthly premium for Part B.
In addition, you may have to pay a monthly premium to the Medicare Advantage insurance company.
Medicare, Supplemental Insurance Policy (Medigap)
An insurance policy you can buy to help reduce your share of certain costs for Part A and Part B (Original Medicare) services.
If you need help choosing the right Medicare plan, contact us and we'll provide you with the necessary information.
Health Insurance
(They are also Financial Protection! )
Although no one plans to get sick or injured , the reality is that most people will need medical attention at some point in their lives.
Fortunately , health insurance not only provides coverage but also offers a number of other important benefits. One of the main advantages of ACA health insurance is its out-of-pocket maximum . It also covers essential health benefits , ensuring you receive the necessary medical care to maintain your well-being and cover illnesses and accidents.
By providing coverage for these essential services, health insurance acts as a safety net, protecting you from the burden of high and unexpected medical expenses.
In addition, health insurance plans often include free preventive care services.
These services, such as vaccinations (though this may change), screening tests, and certain checkups, are available to you at no cost, even if you haven't yet paid your deductible.
If you need help choosing the right health plan, contact us and we'll provide you with the necessary information.
Life Insurance
Why should you consider taking out life insurance ?
The answer is simple: Because we are alive!
As human beings, we go through several stages in life:
We got married
We have children
We buy homes
We send our children to university
We face diseases
Finally, we grow old and/or die
Deciding to take out life insurance is one of the most important steps you can taketo protect yourself and your family.
The longer we delay it, the greater the risk that an unexpected event will affect our lives and catch us off guard.
Fortunately, there are affordable options that can offer protection to your family and provide peace of mind.
Who are we?
Protect Your Family Insurance Agency
We believe everyone deserves the opportunity to safeguard their loved ones and build a secure future for them...
21%
Hispanics
In 2022 they do not have health insurance in the USA
83%
in the USA
They purchase a Life Insurance policy with Funeral Expenses coverage
25%
de familias
They will have a crucial financial impact if the head of the household dies suddenly.
23%
in the USA
They often consider bankruptcy
Elizabeth Limardo
Major
NPN 18154475
Our services
Why do our customers prefer us?
Because we give them the importance and trust they deserve, and that translates into the fact that our customers naturally prefer to buy their products from us, because we truly understand their needs and know how to meet them.
Por nuestra reputación
We protect your family
We speak your language
Excellent customer service
We offer life insurance for education.
We cater to your specific needs
We educate you to protect the little ones
We offer you peace of mind.
Our Partners
We are associated with the most prestigious insurance brokers in the country, some of which are:
